Home › Keep my home

Keep my home

Stay in the home you love.

If staying put is your priority, there are real paths to get your mortgage back on track. We work directly with your lender so you don't have to face them alone.

Your options

Ways to get back on track

Every lender and situation is different. In your free consultation we'll find the path that actually fits your numbers, then handle the negotiation for you.

Option I

Loan modification

A loan modification restructures your current mortgage into new terms you can actually afford. We work with your lender to adjust the rate, term, or balance for a long-term solution that fits your budget.

Option II

Reinstatement

In a reinstatement you pay a lump sum to catch up on missed payments plus any fees that have accumulated. We determine the exact amount needed to bring your mortgage current and build a practical plan to get there.

Option III

Repayment plan

A repayment plan lets you resume your regular payments plus a manageable additional amount each month until you are caught up. It spreads the catch-up over time instead of all at once.

We do the hard part

You never have to call the lender alone.

Lenders have whole departments built around these conversations. You shouldn't have to navigate them by yourself, under stress, hoping you say the right thing. As licensed advisors we speak their language, handle the paperwork and deadlines, and keep you informed at every step.

  • We negotiate directly with your lender
  • We track every deadline so nothing slips
  • You make the decisions, we do the legwork
  • English y Espanol
An advisor reviewing lender paperwork

Not sure if you qualify? Most people are surprised.

A quick, free conversation tells you exactly which keep-my-home paths are open to you, with no obligation.

Free consultation

Tell us what's happening. We'll help you see the next step.

No pressure, and no need to have everything figured out. Share a few details and a licensed advisor will reach out the same business day.

Prefer to talk now? (888) 669-1923
or email info@ehoadvisor.com

Please add your name and a phone number so an advisor can reach you.

By submitting, you agree Elite Homeowner Advisor may call, text, or email you about your request, including by automated means. Consent is not a condition of service. Msg & data rates may apply. Reply STOP to opt out.

You're on the path.

An advisor will reach out today. If you'd rather talk now, call (888) 669-1923.

Call nowSee my options